Please read these Terms of Service ("Terms") carefully before using the website insuranceplansassist.online or any services offered by Insurance Plans Assist. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our services.
By accessing our website, requesting a quote, or purchasing a policy through Insurance Plans Assist, you confirm that you are at least 18 years of age, have read and understood these Terms, and agree to be legally bound by them. These Terms apply to all visitors, users, and customers.
Insurance Plans Assist is a licensed insurance brokerage operating in the United States. We provide insurance products and services including but not limited to:
All insurance products are underwritten by licensed third-party insurance carriers. Insurance Plans Assist acts as a broker and is not the insurer of record.
All quotes provided through our website or by phone are estimates based on the information you provide. Final premium rates are determined by the underwriting insurance carrier upon full application review and may differ from the initial quote. Quotes are not binding until a policy is issued and confirmed in writing.
You agree to provide accurate, current, and complete information when requesting a quote or applying for a policy. Providing false, misleading, or incomplete information may result in the cancellation of your policy, denial of claims, and potential legal liability. Insurance Plans Assist is not responsible for errors or omissions resulting from inaccurate information provided by the user.
Promotional discounts, gift cards, and special offers advertised on our website are subject to the following conditions:
Premium payments are due as specified in your policy documents. Failure to make timely payments may result in policy lapse or cancellation. We accept major credit cards, debit cards, and bank transfers. All payments are processed securely through our payment partners.
You may cancel your insurance policy at any time by contacting us in writing or by phone. Cancellations are subject to the terms outlined in your individual policy documents and the refund policy of the underwriting carrier. Please refer to our Refund Policy for details on premium refunds.
All content on this website, including text, graphics, logos, images, and software, is the property of Insurance Plans Assist or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
To the fullest extent permitted by law, Insurance Plans Assist shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability to you for any claim shall not exceed the amount of premiums paid by you in the three months preceding the claim.
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in New York County, New York.
We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the new Terms.
For questions about these Terms of Service, please contact us: